How Unsafe Driving Habits Can Affect Car Insurance Quotes

If you have a teenage son or daughter, you’re no doubt bracing yourself for the moment they begin driving. Bad driving is expensive. Not only will a poor driving record increase your car insurance quotes and, ultimately, the premium you pay, but unsafe road conduct might actually lead to injury of yourself or even another driver or property. For obvious reasons, tickets for speeding, no seat belt and other traffic violations can really add up when it comes to looking for car insurance quotes. Being safe on the road is good for everyone and can even prevent extra costs to you.

Auto insurance companies take many factors into account to give you a rate quote. Other factors beyond your control can tell insurers you might be a risk. Even allowing your policy to expire can be a red flag.

Most car insurance companies are able to access your lifelong driving record and will use the information to decide how high or low/cheap your car insurance rates should be. If you have ever been involved in an at-fault car accident, even if it were no worse than a fender bender, you’re more than likely not going to receive cheap car insurance quotes.

DUI’s stemming from drinking and driving can be disastrous to your driving record. Tickets/citations for speeding and reckless driving can be harsh as well, but even mild infractions, such as running stop lights and failing to yield right-of-way are a bad omen to potential car insurance companies. Taking simple precautions, being respectful on the road, avoiding distractions and observing traffic laws can end up saving you thousands.

Cheaper Car Insurance Rates
If you want to get cheaper auto insurance quotes and pay lower premium rates, improve your driving habits and comparison shop with My Car Insurance Rates. By comparing multiple free auto insurance quotes, you’ll be able to find the best deal now. With safe driving habits and an ever-improving driving history, you’ll be cleaning up your record and proving to insurance companies that you’re a safe bet. In many ways, safe driving pays you back by lowering a car insurance company’s overall claims costs.